Owner Occupier Loans
An owner occupier secured loan is secured against your home by a legal charge. This is separate to your mortgage, so your existing mortgage deal is unaffected.
A remortgage or securing additional funds from your current mortgage provider might not be possible due to your income, credit score, employment type or other factors or you have a competitive mortgage rate in place that you don't want to lose through remortgaging.
Secured Loan provider can sometimes asses affordability, income type and credit profile more favourably than a mortgage lender and could provide a way forward for you to release equity from your home.
Loans can be for a wide range of purposes including home improvements, car purchases, weddings, debt consolidation, holidays and many more.
Buy To Let Loans
A Buy to Let Secured Loan could be a great way to release funds from an existing investment property.
If you have a BTL rate in place you don't want to lose, have early repayment charges for remortgaging or don't have the option of raising additional funds from your mortgage provider, a secured loan might be able to help
Do you need to raise funds for your next BTL purchase, refurbishment of property in your portfolio or towards and auction purchase? Maybe a secured loan on your current BTL could be a way forward.
Call us for a chat and we can talk through your plans and, with access to over 180 lenders, we can make sure you get the right advice to move forward.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration
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